Do I qualify?

Qualifying for a payday laon is easier than qualifying for traditional credit. You need to meet the following minimum requirements:

• You need to be employed (or receive regular income)
• Make at least $1000 per month
• Are 18 years of age or older and a U.S. citizen
• Have checking account or savings account with direct deposit
• Not active in the military

How long is the process?

Approval is usually within hours of applying. The money is wired directly into your checking or savings account and you can usually access the funds the very next day.

What if I have bad credit, charge-offs or bankruptcy?

Most of the time that is not a problem! Many have sub prime credit when signing up for a payday loan.

What about collateral?

Your job and your paycheck act as your collateral.

Is there an application fee for filling out our form?

No there are no applications fees.

How soon do I have to pay back the loan?

Payday loans are generally repaid back when you receive your next paycheck. The standard loan repayment time is usually no less than seven days and no longer than eighteen days. A lender should disclose such information when you agree to their terms of service.